Just found out my work does mobile phones for home scheme. Its basically a tax scam. Just ordered a 32gb yellow 5c for the wife, it costs me £16.32 for 24 months then i pay 5% of the original price to keep it on the 25th month. works out i've saved just over £300 mg: might be worth you seeing if you have one. Note*** the more tax you pay the more you save. iirc i save 44% or something.