How Much Is Your Insurance

Just got off the phone to eSure for my renewal,

changing my location to Bury St Edmunds got me £10 off... winner!

£474 with protected no claims discount
 
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Car: Clio 197 (2008)
Age: 25
Insurance price: £401
Level of cover: Fully Comp inc. DOC 3rd Party
Location: Solihull, West Midlands
Insuring body: AVIVA

Other: No points on licence, 1 non-fault claim (previous car), 3 years NCB
 
Do you guys use brokers to get you the cheapest quote? i have never done it this way.
I rang up all the brokers I could last year when getting my insurance and they all refused to give me any quotes. I'd say it depends on your age but it's definitely worth a try.
 
Anybody under 25 covered to drive other cars Third Party with their policy and if so which company ? Strangely enough I was covered with the policy on my first and second year of driving @ 17-19 but then bought the Clio and the company wouldn't insure it and currently lost the privilege with my current insurer because I'm under 25.
I know it's only really cover for emergencies and not driving a car all the time but it's something that's really useful for me and would happily pay slightly more on my premium for it - will be 24 at my next renewal so might just have to wait another year.