As title, I broke down on M1 last Thursday in Landcruiser my wife drives, after a week at the garage they say it needs a new engine at £10,000, its 5 years old with 50,000 on clock, the thing is we had it valued 2 weeks ago at £20,000 because we are thinking about getting a new larger one, that £20,000 trade in has just shrunk to £10,000, 2 weeks before we go on Holiday and just as we are about to move into our new house, life is s**t sometimes.